1) What does provide a range of financial services? 

  2) May commissions be charged for services rendered?

  3) Is it possible to classify banking structures as falling or not?

  4) What does still describe fairly accurately the commercial banking arrangements?

  5) How many banks do nearly do all the domestic banking business in England and Wales?

Find the English equivalent s of the following Russian

Phrases in the text.

  1)  Заменители (субституты) денег;  

  2) оказываемые услуги; 

  3) дальнейшее количественное соотношение;   

    4) депозитная операция банка;   

  5) система бесфилиальных банков.

Fill in the gaps with the words from the box.

Each word can be used only once.

   1) A __________ is under an obligation to repay its customers’ balances  either  on  demand or whenever  the __________ credited to

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them become due.

  2) A bank is able to do this __________ the public believes the bank can and will __________ question honor these promises.

 3) __________ banking cannot be said to exist as long as the assets held by a bank consist only of cash lodged by __________.

4) It is more usual to find a small number of commercial banks, each of which __________ a highly developed network of bank __________.

5) Banks are tending to become __________ in number and individually larger, often with __________ of branches.

Circle the Odd Word Out.

1) Cash‚ business‚ money;

2) customer, depositor, network;

 3) a, of, the;

4) France‚ India‚ Wales;  

5) fewer, larger‚ new.

Translate the sentences into Russian

using the Past Perfect Continuous Tense.

  1) The depositor had already been looking for the bank when Mr. Brook‚ our manager‚ saw him in the street.

2) Our company had not been expecting any changes.

  3) I am afraid‚ this banking system had been staling since 1998.

  4) By 11 o’clock the central bank had been already working for two hours.

5) Had you been studying a new Bank approach when it happened?

Text

Public Health Service

      The Public Health Service (PHS) is the major public health component of the country. The central mission of the PHS is to protect the health of the country's population. The action plan for the PHS has been translated into the main goals: (1) increase quality and years of healthy life, and (2) eliminate health disparities.

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       There are four broad categories of action: (1) promote healthy behaviors; (2) promote healthy and safe communities; (3) improve systems for personal and public health; and (4) prevent and reduce disease and disorders. Within these four broad categories are priority areas (e.g. improve the health, fitness, and quality of life of all people through the adoption and maintenance of regular, daily physical activity), and within these priority areas are specific objectives.

       The PHS administers hundreds of grant-in-aid programs, ranging from grants to support basic laboratory research by investigators in university departments, to block grants to states for support of maternal and child health services. Many of these grant-in-aid programs have a very narrow focus, specifying in some detail the action that must be taken by grantees (e.g., a state agency), while other

grants permit greater leeway by the grantees.

       The assistant secretary for health heads the Office of Public Health and Science. In that position, he or she leads cross cutting between initiatives as identified by the secretary who is now the head of the PHS and directs the activities of the major PHS agencies. The surgeon general reports to the assistant secretary for health and is considered the nation's spokesman on public health issues. Located in the Office of Public Health and Science are important program offices supporting the work of the assistant secretary of health and coordinating various programs such as the National AIDS Program Office, the Office of International Health, the Office of Women's Health, etc. It should be noted that the Public Health Service has commissioned officers (physicians, dentists, nurses, engineers) assigned to all the PHS operating agencies.

Exercises